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Sample Essay

Words 1,320

This is an essay about employee safety, health, and welfare law. HIPAA” is a short form for the Health Insurance Portability & Accountability Act of 1996 (August 21), Public Law 104-191, which revise the Internal Revenue Service Code of 1986. Health insurance companies have consistently tried to hold down their costs by invoking a “pre-existing condition” clause, refusing to cover a condition an individual had before one procured a health plan.

HIPAA” is a short form for the Health Insurance Portability & Accountability Act of 1996 (August 21), Public Law 104-191, which revise the Internal Revenue Service Code of 1986. Health insurance companies have consistently tried to hold down their costs by invoking a “pre-existing condition” clause, refusing to cover a condition an individual had before one procured a health plan.

The theory of pre-existing conditions is acceptable when the object of coverage is a car or a house but in case of this condition in health insurance it discriminates people based on their diseases like diabetes or hypertension which they might not be able to control. When it comes to health insurance, there has long been a debate about pre-existing conditions. Also known as the Kennedy-Kirshenbaum Act, the Act includes a section, Title II, entitled Administrative Simplification, requiring:

  • Enhanced effectiveness in healthcare delivery by regulating electronic data interchange,
  • Security of privacy and protection of health data through setting and implementing standards. (HIPA Primer)

HIPAA called upon the Department of Health and Human Services (HHS) to publish new rules that will guarantee:

  • Standardization of electronic patient health, administrative and financial data
  • Unique health identifiers for individuals, employers, health plans and health care providers

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